📆 Month 1 – Set Your Fixed Expenses for the Year

Pick Jordan's fixed monthly expenses. These will remain constant unless changed by a scenario card.

🎓 School + Difficulty Mode

School: -- NSCC - $2000 University - $6000 Difficulty: -- Easy – $15,000 RESP, $1000 savings Medium – $5,000 RESP, $500 savings + job Hard – No RESP, must use loans and part-time work

Workload (Part-Time Job Commitment): -- No Job – $0/month 8 hours/week – $500/month 16 hours/week – $1000/month 24 hours/week – $1500/month

💸 Fixed Monthly Expenses

Rent / Housing: -- Live with family (Free) Roommate / Residence ($800) Own apartment ($1200) Utilities: -- Included in rent ($0) Small apartment ($150) Large apartment ($200) Internet: -- Basic ($50) Mid-range ($80) Gaming ($100) Groceries: -- Beans and Rice ($250) Economy ($400) Royal Plan ($800) Phone Plan: -- Talk/Text Only ($30) Talk/Text/Data ($60) Financed Phone ($100) Car Payment: -- Bus/U-Pass ($0) Used Car ($200) New Car ($400) Car Insurance: -- No car ($0) Share with family ($100) Own car ($180) Fuel/Transport: -- Bus pass ($0) Live near campus ($150) Commute >30km ($300) Health Insurance: -- Covered by parent ($0) Basic Plan ($50) Deluxe Plan ($100) Streaming Services: -- None ($0) 1-2 services ($20) 3-4 services ($40) Gym/Sports: -- None ($0) 1-2 times/week ($30) 3+ times/week ($60) Social Life: -- Never ($0) Once a month ($100) Once a week ($400) Multiple times/week ($800)